Financing with Bill Marsh Auto Group

We are proud to offer drivers from all over the Cherry Capital affordable financing for their next new or used vehicle. We understand that a vehicle is a necessity around Antrim County and want to help members in our community purchase a car they can afford. We also want to provide you with the vehicle you always wanted and help stretch your dollars to get all the options you want. Our Finance Department has decades of experience helping drivers get into their next vehicle, whether they wish to finance or lease.If you want to sell your vehicle, we can also help you get the best price possible based on fair market value around Benzie County.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Buying vs. Leasing in Traverse City

There are pros and cons to buying and leasing a vehicle. Depending on your lifestyle and driving habits, leasing might be a good option. Many drivers prefer owning their vehicle and taking advantage of the equity that comes with ownership. Plus, there are fewer restrictions when it comes to personalization or adding accessories and other equipment. Leasing is a great option if you don't use much mileage and like keeping your vehicle in excellent condition. Leasing can sometimes save you money, and you can update your vehicle with a new one. Trading up at the end of your lease term is a great way to take advantage of all the newest technology in a new model every couple of years.

Convenient Online Application Process

Did you know you can apply for financing online? We offer a convenient application process you can complete from the comfort of your home. Our online application is a great option since all the documentation and information are readily available at home when you fill out the form. You'll also know how much financing you qualify for, and you'll have a strong understanding of your budget before coming into the dealership near Leelanau County.

How to Secure the Best Financing Terms

The most important part of financing is to score the lowest possible interest rate or APR on your loan terms. Your rate will determine your monthly payment and the total amount you spend on your vehicle. Your rate depends on many factors, including your credit score. You want your credit score to be as high as possible to get the best possible interest rate.

Before applying for a loan, it's helpful to check your credit score and take care of any outstanding debts. Saving money for a down payment will also help lower your monthly payment, although it is not necessary. If you have a trade-in, understanding its market value and preparing your vehicle for appraisal will also help you get the best price and lower your monthly payment on the new vehicle. You can also use the trade-in as a down payment on a lease term. Your credit also influences your lease payments, and the same preparations for securing financing could also help you get better leasing terms.

If you have zero or low credit, you can still get financing! Our finance department can help go over your options whether you are coming from Grand Traverse or Kalkaska County. Don't hesitate to contact our team if you need help or have questions about financing a vehicle at any of our Bill Marsh Auto dealerships.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ask Our Experts in the Finance Department

No matter your preferences, our experts in the Finance Department can help you get the best terms possible on financing or leasing. We want to ensure your satisfaction and get you into the vehicle you want that fits into your lifestyle. You can also take advantage of any current specials or deals on financing or leasing terms to save even more money. Contact us today to get started!

  1. Bill Marsh Auto Group

    1621 S Garfield Ave
    P.O. Box 6647
    Traverse City, MI 49696

    • Sales: 800-59-MARSH
  2. Bill Marsh Chrysler Traverse City

    1655 South Garfield Ave
    Traverse City, MI 49686-4335

    • Sales: 2319414141
  3. Bill Marsh Chrysler Kalkaska

    408 W Mile Rd NW
    Kalkaska, MI 49646-8914

    • Sales: (800) 968-9192
  4. Bill Marsh Chrysler Traverse City

    1655 South Garfield Ave
    Traverse City, MI 49686

    • Sales: (888) 383-9111
  5. Bill Marsh Chrysler Kalkaska

    408 M-72 W
    Kalkaska, MI 49646

    • Sales: (231) 258-9192
  6. Bill Marsh Ford Gaylord

    1928 S. Otsego Ave
    Gaylord, MI 49735

    • Sales: (800) 732-6710
  7. Bill Marsh Ford Kalkaska

    408 W. Mile Road
    Kalkaska, MI 49646.00

    • Sales: (231) 258-9192
  8. Bill Marsh Ford Gaylord

    1928 S. Otsego Ave
    Gaylord, MI 49735

    • Sales: (800) 732-6710
  9. Bill Marsh Buick GMC

    1621 S. Garfield Ave
    P.O. Box 6647
    Traverse City, MI 49686

    • Sales: (231) 714-4964
  10. Bill Marsh Buick GMC

    1621 S Garfield Ave
    PO Box 6647
    Traverse City, MI 49686

    • Sales: 231-947-6190
  11. Bill Marsh Ford Kalkaska

    408 W. Mile Road
    Kalkaska, MI 49646

    • Sales: (800) 968-9192
  12. billmarshtcd

    1621 South Garfield Avenue
    Traverse City, MI 49686

  13. Bill Marsh Used Cars

    1615 S. Garfield Ave
    Traverse City, MI 49696-6647

    • Sales: (888) 358-1166
  14. Bill Marsh Hyundai

    1661 S. Garfield Ave.
    P.O. Box 6647
    Traverse City, MI 49686

    • Sales: 888-321-6555
  15. Bill Marsh Gaylord

    1928 S. Otsego Ave
    Gaylord, MI 49735

    • Sales: (800) 732-6710
  16. Price Point Gaylord

    1928 S. Otsego Ave
    Gaylord, MI 49735

    • Sales: 989-732-6737
  17. Price Point Traverse City

    1621 S. Garfield Ave
    Traverse City, MI 49686

    • Sales: (866) 774-2376
  18. Bill Marsh Kalkaska

    408 M-72 West
    Kalkaska, MI 49646

    • Sales: (800) 968-9192
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Get in Touch

  • Contact our Sales Department at: 800-59-MARSH
  • Monday8:30am-6:00pm
  • Tuesday8:30am-6:00pm
  • Wednesday8:30am-6:00pm
  • Thursday8:30am-6:00pm
  • Friday8:30am-6:00pm
  • Saturday9:00am-3:00pm
  • SundayClosed