Financing with Our Dealership
We Make it Easy!

Buying vs. Leasing in Traverse City
There are pros and cons to buying and leasing a vehicle. Depending on your lifestyle and driving habits, leasing might be a good option. Many drivers prefer owning their vehicle and taking advantage of the equity that comes with ownership. Plus, there are fewer restrictions when it comes to personalization or adding accessories and other equipment. Leasing is a great option if you don't use much mileage and like keeping your vehicle in excellent condition. Leasing can sometimes save you money, and you can update your vehicle with a new one. Trading up at the end of your lease term is a great way to take advantage of all the newest technology in a new model every couple of years.
Convenient Online Application Process
Did you know you can apply for financing online? We offer a convenient application process you can complete from the comfort of your home. Our online application is a great option since all the documentation and information are readily available at home when you fill out the form. You'll also know how much financing you qualify for, and you'll have a strong understanding of your budget before coming into the dealership near Leelanau County.


How to Secure the Best Financing Terms
The most important part of financing is to score the lowest possible interest rate or APR on your loan terms. Your rate will determine your monthly payment and the total amount you spend on your vehicle. Your rate depends on many factors, including your credit score. You want your credit score to be as high as possible to get the best possible interest rate.
Before applying for a loan, it's helpful to check your credit score and take care of any outstanding debts. Saving money for a down payment will also help lower your monthly payment, although it is not necessary. If you have a trade-in, understanding its market value and preparing your vehicle for appraisal will also help you get the best price and lower your monthly payment on the new vehicle. You can also use the trade-in as a down payment on a lease term. Your credit also influences your lease payments, and the same preparations for securing financing could also help you get better leasing terms.
If you have zero or low credit, you can still get financing! Our finance department can help go over your options whether you are coming from Grand Traverse or Kalkaska County. Don't hesitate to contact our team if you need help or have questions about financing a vehicle at any of our Bill Marsh Auto dealerships.
Frequently Asked Questions
Ask Our Experts in the Finance Department
No matter your preferences, our experts in the Finance Department can help you get the best terms possible on financing or leasing. We want to ensure your satisfaction and get you into the vehicle you want that fits into your lifestyle. You can also take advantage of any current specials or deals on financing or leasing terms to save even more money. Contact us today to get started!

Ready to begin?
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Bill Marsh Auto Group
1707 S Garfield Ave
Traverse City, MI 49696
- Sales: 800-59-MARSH
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Bill Marsh Chrysler Traverse City
1655 South Garfield Ave
Traverse City, MI 49686-4335
- Sales: 2319414141
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Bill Marsh Chrysler Kalkaska
408 W Mile Rd NW
Kalkaska, MI 49646-8914
- Sales: (800) 968-9192
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Bill Marsh Chrysler Traverse City
1655 South Garfield Ave
Traverse City, MI 49686
- Sales: (888) 383-9111
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Bill Marsh Chrysler Kalkaska
408 M-72 W
Kalkaska, MI 49646
- Sales: (231) 258-9192
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Bill Marsh Ford Gaylord
1928 S. Otsego Ave
Gaylord, MI 49735
- Sales: (800) 732-6710
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Bill Marsh Ford Kalkaska
408 W. Mile Road
Kalkaska, MI 49646.00
- Sales: (231) 258-9192
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Bill Marsh Ford Gaylord
1928 S. Otsego Ave
Gaylord, MI 49735
- Sales: (800) 732-6710
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Bill Marsh Buick GMC
1621 S. Garfield Ave
P.O. Box 6647
Traverse City, MI 49686
- Sales: (231) 714-4964
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Bill Marsh Buick GMC
1621 S Garfield Ave
PO Box 6647
Traverse City, MI 49686
- Sales: 231-947-6190
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Bill Marsh Ford Kalkaska
408 W. Mile Road
Kalkaska, MI 49646
- Sales: (800) 968-9192
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billmarshtcd
1621 South Garfield Avenue
Traverse City, MI 49686
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Bill Marsh Used Cars
1615 S. Garfield Ave
Traverse City, MI 49696-6647
- Sales: (888) 358-1166
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Bill Marsh Hyundai
1661 S. Garfield Ave.
P.O. Box 6647
Traverse City, MI 49686
- Sales: 888-321-6555
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Bill Marsh Gaylord
1928 S. Otsego Ave
Gaylord, MI 49735
- Sales: (800) 732-6710
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Price Point Gaylord
1928 S. Otsego Ave
Gaylord, MI 49735
- Sales: 989-732-6737
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Price Point Traverse City
1621 S. Garfield Ave
Traverse City, MI 49686
- Sales: (866) 774-2376
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Bill Marsh Kalkaska
408 M-72 West
Kalkaska, MI 49646
- Sales: (800) 968-9192